One account. One API. Four rails.Settled in stablecoins, in minutes.
Four Rails. One Settlement layer.
Accept and move money however your counterparties pay. Everything lands in one balance, settled in USDT or USDC.
PrimeOTC
Two-way quotes on fiat against USDT and USDC. Name your size — we hold the rate while you fund. API or manual desk, same-day settlement, zero slippage on blocks.
- Institutions, businesses & HNIs
- Remittance
- B2B payments
- Third-party payments
- Payroll
- Treasury conversion
- Supplier settlement
PrimeCards
Accept Visa, Mastercard, Apple Pay and Google Pay through one checkout — with fraud, chargebacks, compliance and settlement handled for you. Low and high-risk verticals, settled in USDT / USDC.
- Visa & Mastercard
- Apple Pay & Google Pay
- 3-D Secure 2
- Chargeback tooling
- 17 fiat currencies
- Crypto at checkout
Virtual IBANs
Named virtual accounts at tier-one clearing banks, including J.P. Morgan. Incoming fiat matched to the payer and credited to your balance.
- Tier-one banking partners
- Per-client vIBANs
- USD, EUR, GBP & AED
- Automatic reconciliation
Local collections
Collect from consumers and businesses across local rails — UPI, IMPS, NIBSS, InstaPay and more — reconciled to one ledger, no local entities required.
- C2B & B2B flows
- Domestic payment methods
- One consolidated balance
- Automatic reconciliation
Local everywhere.
Payment corridors across six continents — held as USDC and paid out on local rails.
Low-risk & high-risk. We serve both.
PrimePay moves money across the full risk spectrum — from standard commerce to specialist high-risk verticals others won't touch.
Onboarding subject to compliance review and jurisdictional eligibility · low, medium & high risk · settled in USDT / USDC
Risk-heavy verticals. Bank-grade controls.
PrimePay operates where most processors won't — because the controls hold. Automated KYB, real-time AML screening, immutable audit logs and card-scheme risk tooling ship with every account, on every rail.
KYB & AML
Automated business onboarding with real-time transaction screening on every flow.
ActiveImmutable audit trail
Every trade, collection and payout logged and exportable for regulators and auditors.
ActiveEnterprise-grade
Continuous monitoring and a defined incident-response process. [SOC 2 / ISO 27001 — status TBC]
ActivePayments infrastructure, run like a desk.
PrimePay exists because moving size between fiat and stablecoins is still harder than it should be — especially for businesses in verticals traditional processors avoid.
We spend our days on the unglamorous parts: KYB workflows, banking relationships, scheme compliance, settlement plumbing. That's the product. There's no shortcut to boring.
Straight answers.
How fast is settlement?
T+0. Collections, card volume and OTC blocks net into your USDT or USDC balance the same day — most flows settle in minutes.
Which verticals do you support?
The full risk spectrum — from standard e-commerce, SaaS, travel and marketplaces to specialist high-risk verticals like forex/CFD, prop trading, skill gaming, gold and gambling. Each is onboarded subject to compliance review and jurisdictional eligibility.
What does merchant of record mean?
On the Cards rail, PrimePay is the merchant of record — the entity that processes the sale and carries fraud, chargebacks, compliance and settlement, so your team doesn't run payment operations.
Which banks hold the virtual IBANs?
Named virtual accounts sit at tier-one clearing banks, including J.P. Morgan — real bank accounts, not an e-money pool. vIBANs are issued in USD, EUR, GBP and AED.
How do we integrate?
One REST API across all four rails — quote, lock, execute, collect and pay out — with webhooks, idempotency and a sandbox. Or run flows manually with the desk. Live in days.
Ready to settle in minutes, not days?
One account, one API, four rails. KYB in days — including the verticals others decline.